Financing

Dental Financing Options

Flexible monthly payment options from CareCredit & Sunbit.

We take pride in delivering the finest dental care while keeping the costs to our patients as reasonable as possible, as such, our policy is that payment (or financing) is due at the time service is rendered unless other arrangements have previously been made.

Payment Methods

For your convenience we accept the following payment methods: cash, check, Visa, Discover, MasterCard, and American Express. We also offer affordable dental financing plans through Cherry and Sunbit.

Cherry®

Cherry now, pay over time.

Cherry is a patient financing solution designed to help individuals pay for dental treatments over time with a fast, simple application process. It is commonly used in healthcare and dental settings to make larger procedures more affordable and easier to budget for. Cherry focuses on flexible payment plans, fast approvals, and clear terms, with options that may include qualifying promotional financing depending on eligibility. The application can be completed in seconds without impacting credit to check options, allowing patients to move forward with recommended care and split costs into manageable monthly payments instead of delaying treatment.

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Cherry FAQs

How long is my approval valid for?

Approvals are valid for 120 days. Once that time period expires, you are welcome to reapply.

Can I increase my approval amount?

If you are eligible for an increase, you may request this through the Cherry Consumer Portal. Increased approval amount and decision are subject to eligibility. If you do not see the button to “request an increase,” it means you are ineligible for an increase at this time.

Can I pay this off early?

Yes, Cherry does not have any prepayment penalties. If you have interest and pay off early, you’ll even avoid some of that interest.

Does my 0% APR offer expire?

No, if you’re eligible for a 0% APR offer, it doesn’t expire for the current approval. For example: If you were approved for a 6 month term with 0% APR, this promotion is valid until the end of term as long as you stay current with your payments.

How much is my down payment and when is it due?

Once you input your purchase price, you’ll be provided with the options you have for down payment. It is due when the provider confirms they will need the funds in order to move forward with your services. Remember to bring your bank issued debit or credit card* when you are ready for checkout.

*Making payments via Credit Card will result in a 2.99% processing fee. There is no processing fee for making a down payment with a traditional bank-issued Debit Card.

How are refunds handled?

To request a refund, please contact Burlingame Dental Studio directly.

We defer to the refund policies put in place by Burlingame Dental Studio and cannot initiate a refund without their approval.

Once Burlingame Dental Studio authorizes a refund we will deposit the refunded amount (full or partial) into your account. Your Cherry account status and loan balance are adjusted accordingly.

If a partial refund is issued, your loan amount will be adjusted to reflect your new remaining balance. If a refund is issued in full, any payments made on your loan will be returned to you.

Does Cherry report to the credit bureaus?

Yes, Cherry may report the status of our borrowers’ accounts to Equifax, one of the major credit bureaus.

Can missing payments on my account with Cherry hurt my credit?

Cherry is required to report all payment history to the credit bureaus. This means we may also report late payments, missed payments, or other deliquencies on your account to the credit bureaus.

Sunbit®

Sunbit now, pay over time.

Sunbit is a flexible financing solution designed to help customers pay for products or services over time with quick, hassle-free approvals. It is commonly used in industries such as dental, auto service, retail, and healthcare to make larger purchases more manageable. Sunbit focuses on providing high approval rates and transparent payment plans, often offering interest-free or low-interest options depending on the promotion. The application process is simple and typically takes less than a minute, allowing customers to split their purchase into predictable monthly payments without delaying the services they need.